| Author | Thread: First Bank of Muelsfell | Page 1 | 2 | 3 |
| FatherCoyne Posts: 332
Location: Mallow
Magus Age: 123 years old
Real Name: Kevin Coyne
Email: KCoyne@umail.ucsb.edu
| Message #1392 Posted: Apr 17, 2008, 8:38 am |
The Worst Bank In Muelsfell!
Founded the second Saint Belin's day in the month of Stoch, 1690
After a full year with our doors closes we are finally ready to resume business with the people of Muelsfell!
Now with 50% less shady business practices!
Mission: The role of First Bank is to be the most financially sound, profitable banks in the Realm of Muelsfell. The bank will grow by meeting the broad financial needs of clans, businesses, individual Magus, and other select customer groups in a manner consistent with the needs of it's varied patrons.
Anyone wishing to do business is encouraged to speed with a bank representative so that their individual needs may be met.
Statements are available on demand.
Interest is compounded continually, and given as a weekly rate.
No account with a credit/debt of less than 100 gold shall accrue interest.
We reserve the right to discriminate between customers on individual interest rates.
We reserve the right to change individual interest rates with no more than one days notice.
Current standing rates:
Savings rate: 3%/week
Lending rate: 10%/week
Individual interest rates may vary
Active bank representatives are:
FatherCoyne
But by the grace of God...Last Edited: Jul 15, 2008, 11:59 pm |
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| Marnen Posts: 63
Location: Nournsland
Magus Age: 127 years old
| Message #1393 Posted: Apr 17, 2008, 10:56 am |
Buyer beware ...
"We reserve the right to terminate service at any point.
....We accept no liability for failure to square terminated accounts."
-> We reserve the right to just keep all your money
:P
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| Daniel Posts: 102
Location: Last Alvia Dawning
Magus Age: 120 years old
Real Name: Daniel
| Message #1394 Posted: Apr 17, 2008, 11:39 am |
Yeah, Can't trust many people over the internet. Plus Muelsfell doesn't have the type of system that would require a 'bank' as of yet.
The thing is, I could borrow, lets say 20,000 money on another account, get the money on this guy and than never pay 'em back because how's he supposed to know?
*shrug* doesn't seem like such a great idea to me to start a player run moneylender/bank. Internet games are too fickle to support such a thing, I can already see so many problems with this line of work. Besides number one, Scamming.
PS, My alt-Err...Friend wants to borrow 20,000 money. His name is Danielsalternativeaccount |
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| FatherLatour Posts: 160
Location: Rildesjan
Magus Age: 137 years old
Real Name: Jean
Email: FatherLatour@gmail.com
| Message #1398 Posted: Apr 17, 2008, 3:34 pm |
These issues have occurred to us. :) Though matters of security will not be discussed in this thread, the small size of the Muelsfell community, and the fact that only higher leveled characters are in a position to need loans makes us confident that we can spot suspicious borrowing activity early.
And why would we ever keep your money? D: That would be so... dishonest!
:PLast Edited: Apr 23, 2008, 2:51 pm |
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| Delano Posts: 37
Location: Mallow
Magus Age: 147 years old
| Message #1428 Posted: Apr 17, 2008, 10:52 pm |
| Kevin, you know you're only opening this bank to feed your gambling addiction. :P |
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| FatherCoyne Posts: 332
Location: Mallow
Magus Age: 123 years old
Real Name: Kevin Coyne
Email: KCoyne@umail.ucsb.edu
| Message #1440 Posted: Apr 18, 2008, 4:51 am |
I am shocked, offended, and embarrassed by your accusations, Delano, and they are in no way verifiable.
*Hrmph* |
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| FatherCoyne Posts: 332
Location: Mallow
Magus Age: 123 years old
Real Name: Kevin Coyne
Email: KCoyne@umail.ucsb.edu
| Message #1511 Posted: Apr 19, 2008, 5:05 pm |
| Okay. Two days untill we open. Does anybody want to open an account now? We've... got more money than we know what to do with, at this point. ^_^;; |
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| Poseidon Posts: 241
Location: Shuul
Magus Age: 119 years old
Real Name: Jack Website: Click HereEmail: kingclown00@hotmail.com | Message #1512 Posted: Apr 19, 2008, 5:10 pm |
why not, I'll make an account in it.
I'll deposit 5000 coins. |
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| FatherLatour Posts: 160
Location: Rildesjan
Magus Age: 137 years old
Real Name: Jean
Email: FatherLatour@gmail.com
| Message #1517 Posted: Apr 19, 2008, 6:00 pm |
| Certainly, Mr. Poseidon. ^_^ We'll set up your account right away... |
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| FatherLatour Posts: 160
Location: Rildesjan
Magus Age: 137 years old
Real Name: Jean
Email: FatherLatour@gmail.com
| Message #1562 Posted: Apr 20, 2008, 10:06 pm |
| One more day until opening. :) At this point, we can honor loans of up to 10,000 money to credible buyers. ^_^ |
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| FatherCoyne Posts: 332
Location: Mallow
Magus Age: 123 years old
Real Name: Kevin Coyne
Email: KCoyne@umail.ucsb.edu
| Message #1606 Posted: Apr 21, 2008, 8:48 pm |
Holy molassus, everybody! It's open! :O
All deposits may be made now by purchasing select bones. :D |
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| Jellikal Posts: 298
Location: Ogsden
Magus Age: 124 years old
Real Name: jellikal@ymail.com
| Message #1954 Posted: Apr 28, 2008, 10:28 pm |
For any doubting Thomas' out there, I deposited funds last week. I made a withdral today and received my funds promptly back.
What I did was I posted a market order - 1 bone for amount of withdrawl - then I emailed both of the princpals and told them it was there. Worked wonderfully.
Jellikal |
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| Poseidon Posts: 241
Location: Shuul
Magus Age: 119 years old
Real Name: Jack Website: Click HereEmail: kingclown00@hotmail.com | Message #1964 Posted: Apr 29, 2008, 3:39 am |
You said you give out weekly reports on the status of our accounts right?
I've yet to receive a report on that. I hate to nitpick, but I'm one of those people that likes to keep constant tabs on everything. |
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| FatherLatour Posts: 160
Location: Rildesjan
Magus Age: 137 years old
Real Name: Jean
Email: FatherLatour@gmail.com
| Message #1965 Posted: Apr 29, 2008, 4:12 am |
| ^^ I was just working on those. I set midnight as my amended goal. |
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| Marnen Posts: 63
Location: Nournsland
Magus Age: 127 years old
| Message #2079 Posted: May 2, 2008, 9:37 am |
Bah. You guys need more officers. You're never online when I want some quick dirty cash ;)
Marnen
edit: I put a request in anyway. hopefully you'll see it while I still need it ;)
edit II: I got the money I needed elsewhere so I removed the trade. Sorry for the spam.Last Edited: May 2, 2008, 12:15 pm |
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| FatherLatour Posts: 160
Location: Rildesjan
Magus Age: 137 years old
Real Name: Jean
Email: FatherLatour@gmail.com
| Message #2091 Posted: May 2, 2008, 4:48 pm |
| Sorry for the bureaucratic slowness. :P You're right, we do, but nobody ever expresses an interest. ^^ And it's harder to arrange fund transfers between three accounts. *shrug* We'll see what we can do to make things more efficient. |
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| Smitty Posts: 25
Location: Rildesjan
Magus Age: 121 years old
| Message #2136 Posted: May 4, 2008, 12:38 am |
These type of banking systems do work, and make a community more interesting. (I've seen banks of this sort in Eve Online).
My only question is 'security' as in the highest level hidden room hides about 5k money. I don't suppose there's anything to stop a consortium of 'bank robbers' from trashing your golem, then raiding with naked clays to empty out the resources, including the money.
Do you keep enough 'junk' resources around to slow this sort of thing down? Do you check often enough to be able to trade out guard golems within an hour or so of any attack? |
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| FatherCoyne Posts: 332
Location: Mallow
Magus Age: 123 years old
Real Name: Kevin Coyne
Email: KCoyne@umail.ucsb.edu
| Message #2146 Posted: May 4, 2008, 3:01 am |
We assure you that we employ some of the most inovative security measures available, to keep your* money safe. Our security measures are understandably confidential, but an attack on our holdings would not currently represent any sort of liability for our patrons.
*This term is debatable. |
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| Nageya Posts: 86
Location: Asylum
Magus Age: 118 years old
| Message #2153 Posted: May 4, 2008, 5:01 am |
| I've gotten through FatherCoyne's defenses a couple of times and never got more then a few hundred of the primarys so bank robbers won't really be an issue if FatherLatour is like that too |
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| Jellikal Posts: 298
Location: Ogsden
Magus Age: 124 years old
Real Name: jellikal@ymail.com
| Message #2291 Posted: May 8, 2008, 10:25 am |
I have to agree with Poseidon. You need to send out statements. You agreed to do so on Mondays. Now it is Thursday and I am still waiting.
( taps foot and glances at message box) |
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| FatherLatour Posts: 160
Location: Rildesjan
Magus Age: 137 years old
Real Name: Jean
Email: FatherLatour@gmail.com
| Message #2304 Posted: May 8, 2008, 5:19 pm |
| Didn't you get a statement? O_o |
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| FatherCoyne Posts: 332
Location: Mallow
Magus Age: 123 years old
Real Name: Kevin Coyne
Email: KCoyne@umail.ucsb.edu
| Message #2307 Posted: May 8, 2008, 5:41 pm |
Good news, everybody! All of your banking records have been lost. <_< We'll be taking a 'banking holiday' while we sort this out... Except for lleazar. Yours are fine.
In the mean time, if you need any money from your account, we have ballpark figures and can honor most requests. |
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| Zeldisgar Posts: 51
Location: Shilo Steppe
Magus Age: 118 years old
Real Name: Mark
| Message #2483 Posted: May 14, 2008, 7:10 pm |
I would like to take all my money from the accout.
It's only 3.000 but reading earler messages gives this bank a bad reputation... |
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| FatherLatour Posts: 160
Location: Rildesjan
Magus Age: 137 years old
Real Name: Jean
Email: FatherLatour@gmail.com
| Message #2488 Posted: May 14, 2008, 8:27 pm |
I can safely say we run the worst bank in Muelsfell!
:D |
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| FatherCoyne Posts: 332
Location: Mallow
Magus Age: 123 years old
Real Name: Kevin Coyne
Email: KCoyne@umail.ucsb.edu
| Message #7137 Posted: Jul 17, 2008, 1:58 am |
Good news everyone! The First Bank of Muelsfell is open once again! Currently considering loan requests as high as you can imagine.
Speak with us today! We'll take care of you. ;)Last Edited: Jul 17, 2008, 1:59 am |
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